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Should You Buy or Lease Your Next Car?

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Figuring Out Whether You Should Buy or Lease Your Next Car


Car shopping can be a very exciting process, after all, you're ending up with a new vehicle that treats you to a better driving experience than your last one, but discussing financing isn't a task any driver around Cooperstown wants to talk about. Terms like APR cause stress among many, but our Chevy, and GMC dealership in Oneonta takes a different approach to auto financing, and it starts with making sure our customers understand all the options available to them. This process includes figuring out whether buying or leasing your next vehicle is the right financing plan, which you can learn more on by reading below!

What Are the Differences Between Buying and Leasing?


Figuring out how you'll pay for you a new Chevy, or GMC should be one of the first steps Walton, NY car shoppers take, and we have a dedicated finance staff at our dealership to help. The most common question among our visitors is, what is the difference between buying a car and leasing it, so we've highlighted those differences.


Getting a Car Loan to Buy


-Higher monthly payments
-You'll own the car as long as you keep up with payments
-You can modify your truck with lift kits and new wheels
-The more affordable long-term option

Leasing a Car


-Lower monthly payments
-No money down options
-You do not own the car
-You can't modify the vehicle
-Chevy, and GMC warranties cover most repair costs

So, which one is right for you? Leasing a car makes more sense for drivers that need a vehicle for their job, but aren't sure the exact model they want. Leasing also lets drivers switch into newer models every three or so years. If you know the car, truck, or SUV you'll need for the next few years, buying one is more sensible, and you can customize it in a variety of ways you wouldn't be able to with a lease.


Have Questions? The Staff at Our Dealership near Delhi, NY Can Answer Them!


We hope this overview of the various ways you can finance a car you want to buy cleared up any questions or worries you had, but if some remain, you can contact our dealership in Oneonta for more info. We want car shoppers to feel confident with every step of the car shopping journey, which is why so many drivers come to us!

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Let Country Club Motors Help You Drive a Nicer Car, Truck, or SUV

If you'd like to be driving a better car, but you're not sure you can afford it, come to Country Club Motors. We've been helping people in Oneonta and Cooperstown, NY finance cars for over 50 years, and we can assist you, too. One of the reasons people are reluctant about financing is that they're unaware about their financing options. Keep reading to see how driving a new high trim-level vehicle can be more affordable than you think. If you want to drive a new car, truck, or SUV with lower monthly payments, you may want to consider leasing it. With a new-car lease from Country Club Motors, drivers in the Delhi and Norwich can drive a brand-new vehicle without having to pay the full price. They only make payments on it for the time of the lease. With a lease, you'll: Have a low - or no - down payment. Pay less sales tax. Make lower monthly payments. Have lower repair costs because you're under the vehicle's included factory warranty. Of course, with a lease, you don't own the car, although there is an option to buy it at the end of the lease period. You can't modify the vehicle, and there may be mileage restrictions. A lease may be a good idea if you don't mind moving on to a new car every two or three years. There are no trade-in hassles, since you just return the leased vehicle or re-lease it. People in the Sidney area who want to drive the car as much as they like and customize it if they wish may prefer to purchase it. Buying a vehicle is the best option if you want to: Have more flexibility, since you can sell the car whenever you wish. Use the vehicle as a trade-in towards the next car you purchase. Save money over the long term by purchasing the vehicle. The friendly finance team at Country Club Motors will be happy to go over all your financing options with you in detail. To save time at our dealership, you can fill out our online pre-qualify form and estimate your credit score with our handy online tool. Trade-ins are accepted, and we'll assist you with every step of the process, whether you decide to buy or lease. Contact Country Club Motors and let us help you drive a nicer vehicle today. Back to Top

Discover the New 2020 Chevy Equinox

Shopping for a new compact SUV? The 2020 Chevy Equinox has arrived, and its even better than the outgoing model. Chevrolet gave the Equinox a refresh for 2020, giving it more aerodynamic sculpting and LED daytime-running headlamps. The new Equinox has more standard safety features than ever, and drivers in the Oneonta and Cooperstown, NY areas can choose from numerous models in the vast new-car inventory at Country Club Motors. The 2020 Chevy Equinox gives you a choice of two peppy, efficient engines. Drivers in the Delhi and Norwich areas who want to save at the fuel pump will like the Equinox's standard 1.5-liter turbocharged motor, which gets 26 mpg in the city and 31 mpg on the highway. For more power, a 2.0-liter turbocharged engine is available that allows it to tow up to 3,500 pounds. To more efficiently use its power, Chevrolet replaced the 6-speed automatic transmission with a 9-speed automatic. Front-wheel drive is standard on the Equinox, but switchable all-wheel drive is available for enhanced traction and control on slippery or snow-covered roads. You'll enjoy spending time inside the 2020 Chevrolet Equinox. It has cozy, roomy seats and an ergonomically designed dash that puts everything you need right at your fingertips. It comes standard with Bluetooth, push-button start, a 7-inch touch-screen infotainment system, Android Auto and Apple CarPlay, and a Wi-Fi hot spot. People in the Sidney area will appreciate the new Equinox's available heated seats and heated steering wheel for quick warmth on chilly winter days in New York. Other optional features in the Equinox include a panoramic sunroof, wireless phone charging, and a hands-free power liftgate. Its easy to be a confident driver in the Chevy Equinox, which has more standard safety features for 2020. Cooperstown-area drivers will like that the new Equinox now comes with automatic emergency braking, lane keep assist with lane departure warning, front pedestrian braking, automatic high-beam headlights, forward collision alert, and a rearview camera. Optional driver assistance features include adaptive cruise control and rear cross traffic alert. The 2020 Chevrolet Equinox is safer and more powerful, and people in Oneonta can find it at Country Club Motors. Financing is available, and we'll work with you to develop a payment plan that's easy on your bank account. Come see us and test drive the new Equinox today.

Chevy Silverado

Lease a New Chevy Model in Oneonta and Save Money!

Have you recently decided to lease your next vehicle because you're interested in lower monthly payments and driving around town in the newest model release? There are plenty of reasons why drivers lease new cars, trucks, and SUVs for their commutes through Oneonta and Cooperstown; and if you're looking to switch to the driving style and performance of the Chevrolet brand, our lease offers and specials set you up with a fantastic selection of some of today's most popular Chevy models! Leasing a new Chevy car, truck or SUV is easier than ever and drivers from Delhi to Walton, NY can delight in affordable monthly payments and low rates on models like the Chevy Silverado 1500, Chevy Equinox, and Chevy Cruze! Whether you're looking to lease a peppy sedan for your daily work commute, a pickup truck for your weekend adventures, or an SUV that the whole family will enjoy throughout the weekly errand runs and commutes to school, we have the selection just for you. Explore our dealership's frequently changing lease offers and deals on our new Chevy specials page to see how you can save on your next Chevy model! We have an ample selection of new Chevrolet trims to choose from near Sidney, NY and our sales professionals will walk you through the entire leasing process so that you're well aware of all the details and fees. Call us at (607)643.4401 when you're ready for a test drive, and we'll take you for a spin in the vehicle you've been waiting to test drive. We look forward to assisting in finding the model that's right for you, and we'll see you and your family at our Chevy showroom soon!